They will enjoy access to best-in-class cash back savings and. *To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. 3 points per $1 spent . TD® Aeroplan® Visa Infinite* Card. Earn up to 1. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. Cash Advance Rate: 22. Bank accounts. RBC Cash Back Preferred World Elite Mastercard; The yearly fee is $99. Get. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. In this guide. 50 in credit for the same number of points. With the RBC Visa MOI card,. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on dining out, groceries and food delivery. bank account and credit card balances. Earning Avion points with the RBC ION Visa. National Bank. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. If there is a technical problem with the transfer, call 1-800-769-2512 or 1-888-769-2534 (for business cards). Earn 12,000 sign up bonus Avion points upon approval (apply before November 30, 2022) Earn 3 Avion points for every $1 spent on daily public transit, digital gaming, dining, electrical vehicle charging, food delivery, gas, groceries, rides, streaming, subscriptions. How It Works. Earn 1 Avion point for every dollar you spend 2. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. You will earn 3 Avion points for every $1. 99% interest on purchases and 22. If you carry a balance from month to month, consider a RBC Royal Bank credit card with a lower interest rate. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. Not sure if ION will need more points for gift cards. Earn 1. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. American Express Business Edge™ Card. Review the documentation provided. View Legal Disclaimers. RBC Visa Prepaid Cards may only be loaded once, by the organization that purchased the card, and they are not reloadable. Earn Avion Points on Everyday Purchases. One way to use your Avion points for travel is with the purchase of an airline ticket. 714 = 1. 25 without cheque image, $2. This rare coverage protects your mobile device if your phone is lost, stolen. You’ll be able to choose an advisor, a time and how you’d prefer to meet - including in person, by phone or by video conference. Receive access to the RBC Air Travel Redemption Schedule which offers high value towards airfare; Access to all RBC transfer partners. See all rates & rewards, ask questions, compare to other cards or apply online. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. 00 102, no minimum balance required. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. That means with the iON+ you’re getting 1. While the RBC ION+ Visa does come with a $48 annual fee, it gives you three times the points for every dollar spent. com/ioncardsDas Signature RBC Rewards Visa ist eine der Einsteiger-Kreditkarten von RBC und eine kostengünstige Kreditkartenoption für Studenten. , RBC Direct Investing Inc. I believe rate for gift cards are generally 14000 pts for $100 (0. Scotiabank Gold American Express Card. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. Learn more at rbc. 99% $48 Min. The ION/ION+ doesn't earn the same type of rewards as Avion cards. 714cpp (this is the regular price). S. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. $39. Check out our RBC Avion Visa Infinite card review for more details. 5 on certain types of common purchases. Haninthere. 5X Avion points for every $1 spent 1 on:. According to creditcardgenius. By Barry Choi | November 11, 2023 | 0 . 4% cash back. Th low fee RBC ION+ Visa lets you earn 3X rewards for everyday purchases and streaming subscriptions, groceries and transportation. RBC ION Visa; RBC ION+ Visa; You'll be able to get a few extra rewards with these cards when juicing up your car. Enter the verification code and add your card to Apple Pay. Although you earn Avion points with this card, since this is a lower tier RBC card, your points are worth less compared to regular Avion Rewards. RBC Ion+ Visa Card. Up to $500,000 CAD (in total contributions). recommended credit score: 660. recommended credit score: 660. Compare. Low monthly fee: $6. 7,000 points. Neo. , Royal Trust Company or The. Scotiabank. 25 Avion Elite points for every $1 spent on the card, on up to $75,000 per year (then 1X). Unlimited cash back on your spending 3. Go to site. 75% on all the stated categories* and 0. To successfully apply for a Visa Infinite card, you need a personal income of $60,000 or a household income of $100,000. Earn 100/$1,000 Avion points 4. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). If you choose not to pay off your balance in full, try to pay more than the minimum balance due. Commencer » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. Get up to 7,000 welcome points. RBC offers a multi-line rebate, BMO also had this offer as a promo. HoweverOur review. Airport lounge access. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. 95 or $5 by using the Value Program . por Arya Arruda; 21/09/2023ION+ Visa earns 3x on grocery and restaurants. 20. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 07%. , RBC Global Asset Management Inc. View Card Details. The RBC ® ION Visa offers the following earning rates:. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. 99% $48 Min. ago. 1. Mortgages. Apply for a RBC VISA® Credit Card. FREE. Annual Fee: $99. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Annual Fee Rebate. $39. Grocery; Rides, Gas & EV Charging; Streaming, Digital. As far as I can tell, the Cash Back. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people. , Royal Trust Company or The. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. Unless you are paid in US dollars, you’ll still have to convert. You will earn an additional $10. com/ioncardsRBC ION+ Visa Review. The current welcome bonuses on the RBC ® Avion Visa. 8M people since launch. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. 3 points per $1 spent . Monthly Paper Statements. Unfortunately, there is no way to waive the fee completely. With the NEW ION family of cards, you can start earning faster on the purchases you make most. 3 Genius Rating. , RBC Direct Investing Inc. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. Keep up with your RBC Bank U. 99%. S. 2. 50% to 1% cash back on other purchases. , RBC Direct Investing Inc. RBC is launching two brand-new credit rating cards: the RBC Ion and RBC Ion+ Visa cards, as replacements for the RBC Benefits+ Visa and Signature RBC Reward. Unfortunately, there is no way to waive the fee completely. 3 points per $1 spent . S. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. Formule en format PDF: $0:ION gives 1. 99% on cash advances. Unlimited electronic debits and credit transactions 59. Get 3,500 points. With this promotion, they get $72. RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. bills and review your transaction history. Minimum balance is a form of fee. RBC Avion Visa Infinite Business. ago. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. In an expensive city like Toronto, getting rewarded for your everyday spending makes a lot of sense. Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. WestJet RBC ® MasterCard ‡. Start Application Online. 1s22s22p4 wrote: ↑ ION gives 1. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. Get up to 7,000 welcome points. You will earn 3 Avion points for every $1. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. My RBC ION+ Visa review is positive. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on gas, EV charging, daily transit and rideshare. RBC Bank is running an early year promotion as part of its Avion Rewards program. In the My Services box, select View Your Credit Score. Eligible Credit Cards. RBC ION+ Visa. MrGoose8 wrote: ↑ RBC Rewards + VISA Card ($0 AF) ===> RBC ION VISA Card ($0 AF) RBC Signature Rewards VISA Card ($79 AF) ===> RBC ION+ VISA Card ($48 AF) Signature Rewards Visa is $39 AF. Call Toll-Free: 1-866-756-1107. I currently have the RBC ION + that I got in Jan. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Início » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. The RBC ION Visa belongs to the Avion Rewards family. RBC ION Visa review The fee-free RBC ION Visa lets you earn rewards for everyday purchases and streaming subscriptions, groceries and transportation. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. Intro offer details: Earn up to $1,400 in value†, including up to 50,000 Aeroplan points†, no Annual Fee for the first year† and additional travel. 99% 22. Still a pathetic offering, given the crap conversion of 172 AV to $1. So it seems like based on the redemption rates, I might as well stick to my RBC Rewards+ VISA rather than switch to the ION card since the R+ does 100 pts per $1 versus 172 pts per $1 for ION. WestJet RBC ® MasterCard ‡. Attention: To request a Quebec Distribution Guide for RBC travel insurance purchased before September 09, 2020, call: 1-866-896-8172. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. RBC ION+ Visa. 5* 0. 20. You may obtain access to the information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access mayRBC ION+ Visa Card. , RBC Direct Investing Inc. As an RBC ION+ Visa cardholder, Toronto-based author Vicky Zhou receives 3x the points for every dollar spent on groceries, dining, gas, rideshare, daily public transit, streaming, digital gaming and subscriptions. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. $19. IDK why but i'll take it. Purchase Rate: 20. Up to 10 outgoing Interac e-Transfer 60 transactions. 99% interest rate on cash advances and balance transfers for the first 10 months. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. RBC ION+ Visa. RBC ION Visa: 6,000 bonus points Best student credit card for AIR MILES collectors. I currently have the RBC Signature Rewards Visa credit card, and as they don't seem to advertise that one anymore, I will have to change to one of their new ones when my card expires. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. *. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Wohltätige Spenden: Sie können RBC Rewards-Punkte verwenden, um für wohltätige Zwecke zu spenden. The RBC Ion+ Visa has a monthly fee of $4, which amounts to $48 each year. Earn Avion Points on Everyday Purchases. 5x for streaming and ION+ gives 3x (at a $4/month fee). RBC ION+ Visa Card. 5,000 points. Cards may be used to make. The RBC ION Visa comes with only Extended Warranty and Purchase Protection, which is pretty much bare bones as far as credit card insurance goes. 500 points. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. Download the RBC Mobile app and sign in using your Client Card number and password. Preview. Earn up to 55,000 bonus Avion Rewards points . This means 10,000 points can be worth anywhere from $100 to $233 on average depending on which Avion credit cards you have. The big thing is there is no annual fee. 00 (10% Cash Back Credit) in Net Purchases (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. High interest on every dollar. It is your responsibility to participate in programs established and supported by Visa, Mastercard or us as required if you want to take advantage of these Internet purchase opportunities. Annual Fee Rebate. recommended credit score: 660. Click on Transfert Now. Minimum balance is a form of fee. RBC ION+™ Visa ‡. 5x for streaming and ION+ gives 3x (at a $4/month fee). 7,000 points. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). For a World Elite Mastercard, you need a personal income of $80,000 or a. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Hometrust. The RBC ION+ Visa Credit Card is one of RBC’s newest offerings and stands out as a low-fee rewards card with attractive earning rates on daily spending. Lighten your carbon footprint with points. The RBC US Dollar Visa Gold card comes with a US$65 annual fee for primary cardholders and a US$30 annual fee for each additional card. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 - that's up to a $50 value in gift cards! No annual fee with an RBC Advantage Banking for students. I'm deciding primarily between the RBC Ion and RBC Ion+ Visa, and leaning more towards the RBC Ion+ Visa. Best Credit Cards for 2023 . National Bank. For a limited time, you can earn up to 7,000 Avion points with RBC ION credit cards. Choose from no fee options to premium cards that earn points faster. , RBC Global Asset Management Inc. Review and submit your application. No annual fee; Earn 1. PBA 1 Review ( Chapter 1-6) 14 terms. Review the list of items you are allowed to bring into Canada. With the NEW ION family of cards, you can start earning faster on the purchases you make most. . 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Depending on the destination, 15,000 to 100,000 Avion points are required per ticket. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. Andre studiekort inkluderer RBC Cash Back Mastercard og RBC ION Visa. Avec la VISA RBC ION+, obtenez 3 fois les points AVION pour chaque dollar dépensé en carburant, recharge de véhicule électrique, transport en commun et covoi. Get up to 7,000 welcome points. RBC Avion Visa Infinite offers good insurance, travel booking and so on, with $1 spent = 1 Avion point for most purchases. You will earn 3 Avion points for every $1. Additional cardholder(s), as well as existing cardholders of any RBC. Plus get innovative benefits with the no annual fee RBC ION Visa. $165 annual fee. RBC ION+ Visa. RBC ION+ Visa. Earn MORE Avion points on groceries and more Get 12,000 Avion Points * when you’re approved for the RBC ION + Visa credit card (Offer expires April 3, 2023). RBC ION+ Visa. , Royal Trust Company or The. Earn 50 Be Well points per $1 spent on eligible purchases at Rexall when you. Earn 1 Avion point for every $1 spent on. of this year. 714 = 1. 5 to 2. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in. 99%. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Either switch or be stuck with poor products. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). View Legal Disclaimers. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. Mit der Jahresgebühr von 39 US-Dollar erhalten Sie Reiseversicherungsvorteile, die die drei anderen RBC-Karten in der Kategorie „Studenten“ nicht bieten, d. Apply at an RBC Branch Find an RBC Branch. The points earned on the card can be redeemed at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. Preview. Call Collect: 1-506-864-2275. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 99% *. 81% for the RBC Rewards+ Visa. Additional cardholders (co. 00 back for every $100. por Arya Arruda; 21/09/2023RBC ION+ Visa. 99% on purchases and 22. Visa Cash Back Card. 1. RBC Rewards signaturvisum: RBC ION+ Visa: RBC ION Visa: Årligt gebyr: 39 USD: 48 USD: $0: Priser: 1 point / $1 brugt på alle køb: 3 point/$1 brugt på gas, dagligvarer, madlevering, streaming, digitalt spil og daglig transport; 1 point / $1 brugt andetstedsHere are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Receive a Companion Award eVoucher 3. 20. Be prepared to pay 20. Choosing how and where you shop can help lower your impact on the environment. One way to use your Avion points for travel is with the purchase of an airline ticket. 5* 0. One of the benefits of this is that it simplifies the range of RBC credit cards: some were part of the Avion program, such as the most popular, the RBC Avion Visa Infinite Card while some others were part of the RBC Rewards program. You earn a high rate on popular categories like dining, food delivery, and groceries. . Ends January 31, 2024. For complete and current information on any advertiser product, please visit. Review and submit your application. That redemption rate provides a 0. Receive up to 60,000 bonus Avios 1. If you're a newcomer, it can feel overwhelming to start investing in Canada. MINSPEND $5,000. Earn. No RBC fee to use another bank’s ATM in Canada 66, 67. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. 10% intro offer (Ends October 31, 2023), Earn 4% for. RBC ION+ Visa. RBC ION Visa Card. This all-encompassing review examines key elements of the RBC ION Visa Card, such as its pros and cons, application requirements, interest rate, and credit limit, as well as how it compares to the RBC Avion Visa Card. RBC Avion Rewards points can. The rewards when you checkout anytime run at 500 points to $4. RBC ION Visa Review. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa:. 15, or 100 Avion points = 1. The earning rates on the RBC Ion+ Visa are as follows:As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. RBC Rewards is now called Avion Rewards. Terms in this set (5). RBC ION+™ Visa ‡. Apply by November 27, 2023. $39. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. Our branches are open to serve you with recommended safety measures in place, such as physical distancing. Call Collect: 1-506-864-2275. Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000. ago. Visa RBC Rewards+ er et af tre studerendes kreditkort, som banken tilbyder. Today, Royal Bank of Canada (RBC) announced the launch of RBC ION Visa and RBC ION+ Visa, two new credit cards that enable Canadians to accelerate their Avion points earnings in popular, everyday spending categories, including gas and groceries, as well as EV charging, daily public transit, streaming services, and more. Apply by November. NET VALUE $925+ ANNUAL FEE. 20. , RBC Global Asset Management Inc. 5* 0. 714 = 1. This has been described in detail in this article. 15 WestJet Dollars. Get $100 when you. TD and BMO both waive account fees if you maintain a minimum balance. 714cpp (this is the regular price). Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. Get up to 7,000 welcome points. S. Travel and shopping coverage. 2. 59 posts. Earn 1. Haninthere. RBC ION Visa. 99%. Earning Rewards. GC: $75. por Arya Arruda; 21/09/2023Redeeming card: RBC Avion Visa Platinum, I transfer my points from the ION+ to the Avion for higher value, about 2 cents per point on flight redemptions. RBC Advantage Banking for students 4. RBC ION+ Visa. Offer ends March 31, 2024. These are the main differences for redeeming.